Blog

Stay up to date with the latest news in the financial industry as we share relevant topics about financial planning and wealth management. Here you will find up-to-date articles on matters that offer an informed perspective to your own financial journey. We invite you to discover more as you explore our blog. 

Tuesday, May 17, 2022

Pursuing your retirement dreams is challenging enough without making some common, and very avoidable, mistakes. Here are eight big mistakes to steer clear of, if possible. No Strategy: Yes, the biggest mistake is having no strategy at...

Monday, May 16, 2022

First quarter earnings season was solid by just about any measure, but based on recent market behavior it’s obvious that in general market participants paid little attention. This is a macro-driven market, so it will likely take...

Tuesday, May 10, 2022

However much you make or save now doesn’t promise you a bright financial future. Life is unpredictable. Follow these 10 tips to prevent you and your family from money troubles. See a lawyer and make a will. If you have a will,...

Monday, May 9, 2022

It’s been a very tough start to the year with both stocks and bonds down sharply. Adding to the “wall of worry” for investors are the highest levels of U.S. inflation in decades, an aggressive Federal Reserve (Fed),...

Tuesday, May 3, 2022

Celebrated on the fifth day of May, Cinco de Mayo is an increasingly popular holiday that honors the Mexican Army's victory in the Franco-Mexican War. The date is sometimes referred to as the Battle of Puebla Day, which the...

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Monday, May 2, 2022

“Sell in May and go away” is probably the most widely cited stock market cliché in history. Every year a barrage of Wall Street commentaries, media stories, and investor questions flood in about the popular stock...

Tuesday, April 26, 2022

If you find yourself wavering back and forth on whether it's worth involving a financial professional for tax, retirement, or investment advice, consider this: A financial professional may be able to help defend you against crime and...

Monday, April 25, 2022

Not all recessions are created equal. Previous downturns in the U.S. were prompted by various shocks, with the most recent recession started by health and government-induced shutdowns. Other recessions started in the corporate sector,...

Tuesday, April 19, 2022

Investing with an eye toward promoting social, political, or environmental concerns (or at least not supporting activities you feel are harmful) doesn't mean you have to forgo pursuing a return on your money. Socially responsible...

Monday, April 18, 2022

First quarter earnings season is rolling. BlackRock, Delta Airlines, Goldman Sachs, JPMorgan Chase, and Morgan Stanley were among the first 16 S&P 500 companies to report March quarter results, following 20 index constituents with...

Tuesday, April 12, 2022

Teaching your children about finances may seem like a weighty topic; however, it does not have to be challenging. By opening the lines of communication early and demonstrating good financial decisions of your own, you may set your...

Monday, April 11, 2022

LPL Research reduced U.S. and global GDP forecasts due to Russian commodity disruptions, elevated inflation dynamics, and higher borrowing costs. Still, we expect the U.S. economy to grow 2.7-3.2% in 2022, supported by business...

Thursday, April 7, 2022

“Bull markets are born on pessimism, grown on skepticism, mature on optimism, and die on euphoria.” - Sir John Templeton According to the guidance of revered investor Sir John Templeton, it appears to us that this market...

Tuesday, April 5, 2022

As the Final Four NCAA Basketball Tournament rolls on in New Orleans, we continue our tradition of picking a stock market final four. We have identified our four key factors for the stock market outlook: 1) Consumer spending, 2)...

Tuesday, March 29, 2022

Help sustain the environment with these practical money-saving tips Here are some easy ways to protect the environment and improve your budget at the same time. Wash your clothes in cold water. They get just as clean, but without the...

Monday, March 28, 2022

As the stock market recovered from the 2020 pandemic lows, valuations reached levels not seen since the dotcom bubble more than 20 years ago. The reopening economy and massive fiscal stimulus helped fuel one of the strongest starts to...

Friday, March 25, 2022

The effect that COVID-19 has had on the real estate market has been truly astronomical. With working from home becoming the new ‘norm’, people are moving to find spaces that better accommodate their needs. According to...

Thursday, March 24, 2022

There may be changes coming in 2022 that will impact both donors and charities by how quickly gifts are received and when donors can take the tax deduction. The Accelerating Charitable Efforts Act (ACE Act) is a proposed legislation...

Tuesday, March 22, 2022

Market swings causing you some anxiety? These four money mantras can help you overcome it. Whether it’s the continuing presence of the COVID-19 pandemic, a sudden boost in prices related to gas, food, housing and other essentials...

Monday, March 21, 2022

Core bond investors have experienced one of the worst starts to the year ever, potentially calling into question the validity of bonds in a portfolio. Despite the poor start, we don’t think the value proposition for bonds has...

Tuesday, March 15, 2022

For years, you’ve diligently invested in your retirement portfolio, accumulating wealth that you hope will sustain you throughout your Golden Years. To help see that your assets are sufficient to help you support your lifestyle...

Monday, March 14, 2022

The Federal Reserve (Fed) meets this week and in all likelihood will raise short-term interest rates for the first time since emergency levels of monetary accommodation were provided to markets after the COVID-19 shutdowns....

Wednesday, March 9, 2022

Follow these three tips to help reach a state of happiness on a daily basis. Do you find that happiness is hard to come by on some days? With all the challenges of the past year, it’s sometimes just easier to find imperfections...

Monday, March 7, 2022

We currently expect the U.S. economy to grow 3.7% in 2022. The risks are to the downside since the Fed may err on tightening too fast, the recent commodity spike may trickle down to the U.S. consumer, and supply and demand imbalances...

Thursday, March 3, 2022

The green shoots are hard to see right now as spring approaches, clouded by war in Ukraine. Democracy is under attack and innocent lives are tragically being lost. But while we keep one eye on overseas developments, the other remains...

Tuesday, March 1, 2022

No matter the short-term noise, stick to your financial plan and stay calm The average weight of a black bear in the western U.S. ranges from 100 to 300 pounds, according to the Washington Department of Fish and Wildlife. But in...

Monday, February 28, 2022

With inflationary pressures running higher than many central bankers are comfortable with, calls for interest rate hikes have become louder. A number of important central bank meetings are set to take place in March including the...

Thursday, February 24, 2022

Stocks have gotten off to a very rocky start in 2022, with the potential for Federal Reserve rate hikes coming and the geopolitical worries over Russia and Ukraine only adding to the uncertainty. We don’t want to minimize the...

Wednesday, February 23, 2022

As parents, we encourage our children to work, so they can learn important values about work and independence. At what point, if at all, do children need to file an income tax return for the money they earn? The IRS does not exempt...

Tuesday, February 22, 2022

Corporate America has capped off an outstanding 2021 with an excellent fourth-quarter earnings season so far. Entering 2021, the consensus estimate for S&P 500 Index earnings per share (EPS) was less than $170. Now with fourth-quarter...

Friday, February 18, 2022

How much time do you spend annually planning your financial future? Minted released a study that said that the average wedding takes an unbelievable 528 hours to plan – that’s 22 full days or 66 eight-hour workdays. In the...

Friday, February 18, 2022

Now more than ever investors have an overwhelming amount of information and access to investment markets. Never mind decisions about investing in cryptocurrency, fine works of art, or direct real estate investments, one of the core...

Tuesday, February 15, 2022

 I always get a chuckle when I hear or see a post that says it's “Global Drink Wine Day.” Let me be very very clear….every day is Global Drink Wine Day in our house. We don’t say we drink wine every day...

Monday, February 14, 2022

High inflation continues to cloud the economic outlook while its impact on the potential path of rate hikes has left markets unsettled. Inflation is a serious topic, but occasionally it’s useful to revisit it from a lighter...

Friday, February 11, 2022

One of your first steps in planning your wedding should be budget planning so, today, we're chatting about wedding budget 101. Let's get real. Everyone has a budget, and whether you want to spend $20,000 or $120,000, you should have a...

Thursday, February 10, 2022

Valentine’s Day…the tradition of showing those you love them by showering them with gifts, flowers and candy. Around this time of year, you notice more TV ads for expensive jewelry or “romantic” dinner specials...

Wednesday, February 9, 2022

Developing effective strategies for pursuing your goals within the limits of your particular financial circumstances can be difficult. Each stage of your life may create new financial challenges. Sending your child to college,...

Monday, February 7, 2022

The near-10% correction in the S&P 500 Index and even larger drawdown in the Nasdaq have gotten a lot of attention this year. What hasn’t gotten as much attention—and maybe surprising to some—is the relative...

Tuesday, February 1, 2022

Know the rules so you don’t get hit with an excess contribution penaltySo you’re getting married in 2022? Congratulations. And when you add up all your income (yours and your spouse’s), you’ll earn more than the...

Monday, January 31, 2022

Sustainable investing hit several milestones in 2021, but continued to attract its critics. Below we look at how sustainable investing fits within the broader concept of sustainability, its growth during 2021, and an implementation...

Monday, January 24, 2022

Good health means you can both pursue wealth and enjoy it Too many people don’t realize that taking care of themselves physically can lead to more confident financial tomorrows. Planning for retirement should start in your early...

Monday, January 24, 2022

After a tough start for stocks in 2022, investors are looking for reasons to expect a rebound. After more than doubling off the pandemic lows in March 2020, without anything more than a 5% pullback in 2021, stocks probably needed a...

Tuesday, January 18, 2022

The Federal Reserve (Fed) has engineered a massive hawkish shift, causing a bit more stock market volatility recently. But how worried should investors be? Here we take a look back at historical performance for stocks before, after,...

Monday, January 17, 2022

Communicating openly can help everyone prepare and plan for the futureMany parents may find it uncomfortable, or even believe it is unnecessary, to inform their children about personal finance matters. Yet, communicating openly with...

Tuesday, January 11, 2022

With the New Year comes new beginnings, new goals, new challenges, new friendships, and new opportunities. 2021 was an incredible year for the economy and investors, but to us the future remains bright for 2022 and beyond. Let’s...

Monday, January 10, 2022

Feeling overwhelmed and stressed lately? You’re not alone. Here are some helpful tips to keep in mind to add some much-needed positivity to your life. Use the guided imagery strategy Something that works almost instantaneously is...

Monday, January 10, 2022

Corporate America has been on quite a run. Coming into 2021, S&P 500 Index companies were expected to generate less than $170 in earnings per share. As 2022 begins, it looks like that number may end up higher than the latest LPL...

Monday, January 3, 2022

Just as your health changes over time, markets change even faster Ever hear the phrase, “your financial health?” A good way to appreciate planning your financial future is to see it as akin to maintaining your physical...

Monday, January 3, 2022

In many ways, 2021 was a typical year for markets, but it also reinforced some basic market lessons that are hard to learn, even if they are not new. As we launch into the New Year, we’re highlighting three 2021 market lessons...

Monday, December 27, 2021

There are many things you can do to keep your brain active: going outside more, listening to classical music, or learning a new skill. As you get older, it’s imperative to take care of your mental and physical health. Both...

Monday, December 27, 2021

We expect interest rates to move modestly higher in 2022 based on near-term inflation expectations above historical trends and improving growth expectations once the impact of COVID-19 variants recedes. Our year-end 2022 forecast for...

Monday, December 20, 2021

We expect solid economic and earnings growth in 2022 to help U.S. stocks deliver additional gains next year. If we are approaching—or are already in—the middle of an economic cycle with at least a few more years left (our...

Thursday, December 16, 2021

Tuesday, December 14, 2021

Learn from the great givers and let your financial professional be your sounding board Giving away some of your money is a great way to support the people and organizations you love. But there are smart ways to do it, minimizing your...

Monday, December 13, 2021

We believe pent-up demand, gradual improvement in supply chain challenges, solid labor force growth, and productivity gains will all contribute to another year of above-trend economic growth in 2022. COVID-19-related risks remain and...

Wednesday, December 8, 2021

LPL Research Outlook 2022: Passing the Baton is designed to help you navigate the risks and opportunities over the rest of 2021 and beyond. While the economy continues to move forward, we’re still feeling some aftershocks of COVID-19.

Tuesday, December 7, 2021

With the holidays here, now is the time to get into the giving spirit and help to change others' lives for the better. Whether you are looking to make a difference in a specific person's life or the life of many, there are many ways to...

Monday, December 6, 2021

Tuesday, November 30, 2021

For some, it’s easy to put personal finances on the back burner during the last few months of the year. However, before the year comes to an end, it’s essential to review your finances. By doing so now, you can make the...

Sunday, November 28, 2021

Giving Tuesday is a day to extend the goodwill that the holiday season may bring to help others. With so many in need, the holiday season is a reminder to help those less fortunate. Whether you want to donate your time or contribute...

Monday, November 22, 2021

There are only six weeks to go in 2021 and it has been an incredible year for the stock market bulls. In fact, in many ways it could go down as one of the best years ever. This week, in honor of Thanksgiving, we wanted to take a...

Saturday, November 20, 2021

Tips to meet the needs of your loved ones, employer, and yourself Today, like so many other women, you may be facing a new challenge while you’re still working full time. Your children are growing up just as your parents are...

Tuesday, November 16, 2021

America's infrastructure was dealt a win in late October 2021 when Congress passed a $1.2 trillion bipartisan infrastructure bill as part of the President's Build Back Better plan. This is the first of two proposed bills—one...

Sunday, November 14, 2021

Running a business without a written business plan is like heading out on a cross-country trip without a map or GPS. Although you may be able to make it to your destination, you may spend far more time and money navigating through...

Sunday, November 7, 2021

Wealth can be a mixed blessing -- one that creates great opportunity as well as weighty responsibility -- especially for children. As a parent, grandparent, or concerned relative, you hope to pass on what you have learned about...

Friday, October 29, 2021

Long-term care insurance is a type of insurance that covers the costs related to long-term, chronic health concerns. It may cover things that traditional health insurance does not cover, such as personal care services. If you have a...

Monday, October 11, 2021

Sustainable investing is on the rise, accounting for about $1 in every $3 in actively managed assets. There are several ways to begin impact investing, whether you are just interested in sustainable stocks or considering putting your...

Friday, October 8, 2021

There is no reason to panic with all the big news about the bull market—October is known for volatility. As LPL Financial Chief Market Strategist Ryan Detrick discusses in the latest LPL Street View, when you look back at the...

Thursday, October 7, 2021

And just like that, the calendar turned to October and volatility picked up in a big way, with three consecutive 1% moves for the S&P 500 Index to start the month. As we noted in our October preview, this month gets a bad rap for being...

Monday, October 4, 2021

There’s a common dilemma amongst shoppers. Should you take the discount and open a store card or potentially save your credit score and pay full price? You’ve likely heard opening too many store credit cards can be bad for...

Monday, September 27, 2021

Your financial professional will start where you are, guiding you through an organized and methodical financial planning process. Over and above your personal situation, you should feel free to discuss with your financial professional any..

Monday, September 20, 2021

Today, many people are concerned about saving for retirement or paying for a large ticket item, such as a child’s college education. If you belong to this group, now may be the time to building a solid financial foundation.

Monday, September 13, 2021

Should you set up a trust? Maybe you've been to a seminar where they scare the life out of you, convincing you to start one. Let’s demystify this murky but very important area by discussing the tax benefits and other reasons to consider...

Thursday, September 2, 2021

2020 was one of the most disruptive years ever for the U.S. job market, almost as significant as the unemployment during the Great Depression in 1933 and surpassing joblessness during the Great Recession from 2006 to 2008. Many...

Monday, August 30, 2021

Education: One of the Best Investments You Can Make It wasn’t long ago when an individual went to college, got an education, and embarked on one career that usually lasted a lifetime. Many companies provided on-the-job training,...

Monday, August 23, 2021

Have you ever made a purchase that has thrown your monthly budget off-kilter? Or maybe you’ve put financial restrictions on yourself that push you away from spending on things that bring you happiness. Financial self-care is important!

Monday, August 9, 2021

Five Divorce Settlement Pitfalls to Watch Out for, No Matter How Big the Estate Bill and Melinda Gates and Settling $140 Billion estate Attorneys say that if both you and your ex-spouse feel like you came out of your divorce thinking...

Tuesday, August 3, 2021

Conducting a financial fire drill with your financial professional is a great idea. The pictures are heartbreaking as destructive wildfires continue to sweep across much of the western United States. In fact, as of mid-July, there were...

Wednesday, July 28, 2021

Mid-year Financial Plan Check-up Amid the heat of mid-summer, do you remember your New Year’s resolutions regarding your personal financial planning? How are you coming with your to-do list? It seems like only yesterday that, in...

Thursday, July 22, 2021

Retirement isn’t easy for most couples, and it’s even harder for lesbian, gay, bisexual and transgender people. A modest amount of planning can go a long way to providing the financial support you need. Many LGBTQ seniors...

Monday, June 21, 2021

While making money off investments is often a major goal, the new generation of investors is also focusing on where they put their money in the hopes that their investments will do more for the greater good. The move toward socially...